Tag Archives: insurance

Get money back for everything you buy online with TopCashBack

Following on from yesterday’s post, here is a bit more information on TopCashBack – in my opinion the best paying cashback site in the UK.

How does cash back work?

When purchasing anything online, click through to the retailers site from a cash back site like TopCashBack. The cashback site will offer a percentage cashback on any purchase you make after clicking through from the cashback site. This tracks in your cashback account, and once confirmed, can be paid out in various ways, but most simply, directly to you bank account FOR FREE!

How much cash back can I earn?

Some sites pay a cash amount, and some pay a percentage on your purchase. Remember, almost every retailer you can think of have an offer. I have included some popular retailers, and some stand out deals in the table below (correct as of 7.2.14):

Retailer Cashback
Expedia 12.6%
Apple store 3.15%
Amazon 6.3%
Ebookers.com 13.65%
Thetrainline 3.15%
Marks and Spencer 3.15%
Sky TV/Broadband £236.25 (up to £194.25 for existing customers)
TM Lewin 12.6%
Aviva home insurance £63.00
Heathrow Airport Parking 9.45%
Plusnet Broadband £105.00

Turning cashback into avios

There are various different ways of being paid your cashback. The most simple is a bank transfer directly to your bank account. You can also get vouchers with retailers like Amazon and M&S and topcashback will give you a 5% bonus!

You can also take advantage of this 5% bonus and get paid in Tesco Clubcard points. These can then be converted to Avios at a rate of 1:2.4!

An example:

You book a week in a hotel after clicking through to Expedia from topcashback. The total cost of the hotel is £396.82.

You receive 12.6% cash back for this purchase = £50.00.

You transfer to your Tesco Clubcard account (1p=1 point) so with the 5% bonus you now have 5500 Clubcard points.

You convert these to Avios (done quickly online or on the telephone) at a rate of 1:2.4. 13200 Avios lands in your BA Executive Club account!

How do I get 500 Clubcard points (1200 Avios) just for signing up?

It is completely free, you just need to sign up though my referral link by clicking here!

I get a small bonus, for which I am extremely grateful, and you get your free Avios/points which you otherwise won’t get!


I urge you all to sign up (here!) and use this for all your online purchases. My accounts have paid hundreds and hundreds of pounds which I would never have received!

As always, please feel free to comment with any questions or additional tips you may have. Please follow the blog by entering your email below to get posts straight to your inbox, and follow the Miles Mogul on Facebook!


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Loophole – Boost your hoard of miles by at least 8400 Avios!


Loopholes are what the Miles Mogul dreams of, and here is one of the best loopholes out there at the moment.

I have just done this myself, and would recommend anybody seriously collecting Avios to do the same.

What’s the deal?

Tesco are running a promotion at the moment giving a bonus of 3,500 Clubcard Points for taking out a life insurance policy.

These points can be freely converted into Avios. At the standard conversion rate they are worth 8,400 Avios (3,500 x 2.4), but Tesco often runs transfer bonuses, so if you wait for one of these to come along, you may get even more bang for your buck.

How much does it cost?

The policy costs £5 per month, and the points get posted after three months. You are then free to cancel the policy after making three monthly payments.

The total cost is therefore £15.

How do I sign up?

1. If you don’t already have a Tesco Clubcard account, sign up here for free.

2. Apply for the life insurance using this application form on the Tesco website.

3. When prompted, Input your Tesco Clubcard number and this promotional code: LIFE50PTSP1

4. Complete the application and input payment details.

5. Put it in your diary to cancel the policy in three months time.

6. Once the points have posted to your Tesco account, transfer them to Avios online immediately, or wait for a transfer bonus

7. You just short of a free return flight to Europe for your trouble!

8. You have until 21 May to apply.

In conclusion

This is an unmissable deal. You can effectively earn a free flight to Europe for £15 and 5 minutes of your time. (Not to mention your life is insured for the next three months!)

It is absolutely essential that you check out all the terms and conditions. Don’t take my word as gospel!

As always, please feel free to comment with any questions or additional tips you may have. Please follow the blog to get posts straight to your inbox, and follow the Miles Mogul on Facebook!


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